Recreational Insurance

• High Liability: Recreational vehicles often involve higher-risk activities.
• Lawsuits: Injuries to passengers or others could trigger claims you’d have to pay yourself.
• Loss of Assets: Repairs, theft, or damages without coverage come directly out of your pocket.

Adventure should not end in financial ruin. Many homeowners or auto policies either exclude recreational vehicles or provide only minimal protection. Recreational insurance fills those gaps so your lifestyle stays secure.

With the right coverage, you can:

• Protect people first with liability coverage for injuries and property damage on the water, road, or trail.
• Safeguard your rig or watercraft with comprehensive and collision, plus agreed value options for boats.
• Cover passengers and guests with medical payments and guest passenger liability.
• Protect customizations with accessory and equipment coverage for awnings, solar, electronics, and aftermarket parts.
• Keep your trip going with roadside and towing for RVs and motorcycles, on-water assistance and salvage for boats, and vacation liability for RV use at campsites.
• Mind the gaps since homeowners and auto policies often exclude these risks.

One accident on the road, water, or trail could wipe out years of savings. At We Insure USA Brokerage, we design recreational insurance policies that cover the risks traditional policies ignore so you can focus on the adventure, not the what-ifs.